The Conversations Banks Are Having About 2026

Discover practical, low-risk AI use cases community and regional banks can deploy today, from staff training to smarter risk monitoring.

What happens when regulators stop talking at banks and start talking WITH them.

Money 20/20 takeaways: Out of 266 sessions, 87 were on AI. Learn how Agentic AI in finance moves from thinking to acting on data, and why a trusted data foundation is non-negotiable for success.

Discover how Snowflake AI helps community banks unify data, cut manual reporting, and gain instant insights. Learn how AI-powered analytics improve compliance, customer profitability tracking, and portfolio growth—while keeping costs low and data secure.

At JAM Fintop 2025, the message was clear: AI is just noise without clean, unified data. Fintech and sponsor bank leaders discussed what it really takes to turn AI hype into value.

Stuck in Excel silos? Learn how modern cloud infrastructure with Snowflake and Power BI helps banks unify data, eliminate manual reporting waste, and drive growth.

Discover the differences between a data warehouse and a data lake, how to avoid a costly data swamp, and why Snowflake offers community banks a flexible, scalable solution for clean, compliant data infrastructure.

Community banks risk being squeezed by Section 1033—facing rising data fees or costly mandates. Learn how to prepare for a changing data-access landscape.

Is your bank using five tools to complete one task? This article shows you how to estimate what that might cost.

At the Utah Bankers Association’s annual meeting in Sun Valley, Idaho, bankers explored the future of stablecoins and regulation in a uniquely warm, community-focused setting—blending trust, innovation, and real human connection.

What happens when community banking meets generational leadership in Marco Island? Let’s recap.

Visa Payments Forum 2025 blended innovation, access, and polish—here’s what happened and why it still matters.

Modern fraud is faster and smarter (Deepfakes, RTP). Learn why legacy transaction monitoring fails and how banks must move from static rules to strategic, contextual foresight.

Deregulatory signals suggest a "fintech-friendly environment," but iDENTIFY warns community banks not to relax. It's time to double down on data structure and visibility amidst easing guardrails.

At the 2025 DCI Bankers Conference, iDENTIFY learned from community bank leaders: siloed data remains the critical challenge beneath all conversations about growth and compliance.